Helping Survivors Navigate Credit and Debt Issues: Tools for Economic Safety
Training
Course Description
Research indicates that financial abuse occurs in 98% of abusive relationships, while at the same time, survivors often report that concerns over their ability to provide financially for themselves and their children is one of the top reasons for staying in or returning to an abusive relationship. Understanding the basics of credit and how to manage debt are important to helping a survivor work toward economic security. A survivor’s credit and debt load can impact not only her ability to borrow, but also her ability to secure housing and utilities, employment, and even car insurance rates. Barriers to these vital economic supports can make it extremely difficult for a survivor to gain independence, safety, and long term security.
Continuing Education Hours: 1
This training has been approved by the Criminal Justice Coordinating Council for continuing education hours for state-certified domestic violence shelters.
Objectives
Advocates will learn the following
- How to access and interpret a credit card report and score
- How to improve credit
- How to manage and pay off debt, including how to handle debt collectors
- Pros and cons of various debt resolution methods, including debt consolidation and bankruptcy.
Indended Audience
Advocates within domestic violence programs or community/victim witness programs working with survivors of domestic violence.